- No maintenance fees
- No minimum balance required
- Unlimited check writing, ATM withdrawals and account debits
- Internet Banking
- Check images returned
- ATM or Debit Card Available
- 24-hour telephone banking
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- Interest bearing
- Check images returned
- Internet Banking
- ATM or Debit Card Available
- 24-hour telephone banking
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Apply
Rates
Calculators |
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- Interest bearing
- Internet Banking
- 24-hour telephone banking
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Apply
Rates
Calculators |
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An interest-bearing time deposit account that provides a choice
of return based on maturity.
- $1,500 minimum deposit requirement (Excludes promotional CDs)
- No maintenance fees
- Guaranteed fixed rate of return
- Flexible terms
- Automatically renews at interest rate in effect at time of maturity
- Penalty applied for early withdrawal
- 24-hour telephone banking
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Apply
Rates
Calculators |
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An investment account for the benefit of an individual's retirement.
- IRAs available as Traditional, Coverdell, and Roth
- No maintenance fees
- Flexible terms
- Tax advantages (consult your tax advisor)
- Fixed-interest rate accounts
- Accounts automatically renew at rate in effect at the time of
maturity
- Interest penalties may be assessed for early withdrawals
- 24-hour telephone banking
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Apply
Rates
Calculators |
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Remote Deposit is a service every business should consider. With a PC, an internet connection and a small desktop scanner, you have all the tools needed to realize the benefits. You simply scan your checks with the desktop scanner, and then with a push of a button, you send your deposit directly to Central State Bank.
Benefits:
- Fast automated deposit preparation
- Eliminate trips to the bank saving time, fuel, etc.
- Freedom to make deposits on your schedule
- Peace of mind knowing deposits are made daily
- Accelerate your availability of funds
- Receive credited funds faster if you’re currently mailing your deposits
- Electronic records of deposits and deposited items kept on your PC
- Reduce your reliance on multiple banks due to geographic location
Central State Bank is becoming a leader in technology, offering you the latest banking services to operate more efficiently. Let us help you embrace the opportunity to focus on your business with the latest banking convenience!
For more information, click here or contact Judy Eggers or Brian Disney at (641) 483-2505.
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The following fees may be assessed against your account.
| Check printing* |
(fee depends on style of check
ordered) |
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| Overdraft protection per transfer |
$5.00 per transfer |
Overdraft - per item
(A fee will be imposed for overdrafts created by checks, ACH, Point-of-Sale, ATM withdrawals, in-person withdrawals, or by other electronic means.) |
$25.00 |
| Non sufficient funds (NSF) – per item |
$25.00 |
| Notary Fee (non-customer) |
$5.00 |
| Account research per hour* |
$10.00 |
| Copy of Statement |
$10.00 |
| Copy of Statement Check Images or Other Items |
$2.00 |
| Special Statement Handling Fee |
$2.00 |
Account Closing Fee
If an account is closed within 60 days of opening |
$25.00 |
| Photocopy per item |
$0.25 |
| Bank Account Verification |
$10.00 |
| Stop payments per item* |
$25.00 |
| Cashier’s check per item |
$3.00 |
| Money orders per item |
$2.00 |
Wire Transfers Outgoing
|
$25.00 |
Wire Transfers Incoming
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$7.50 |
Garnishments per item
|
$25.00 |
| Levies per item |
$25.00 |
| Collection per item |
$10.00 |
| Debit/ATM Card per year* |
$17.00 |
| Debit/ATM Replacement Card* |
$17.00 |
| Coin counting (non-customer) 10.00% of total amount of coin. |
$2.00 minimum |
FAX
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$3.00 for first page
$1.00 each additional page |
Dormant Account per year
An account is dormant if you have had no communication with us about your account(s), or your account statements are returned for an incorrect address. This fee is charged annually. |
$25.00 |
| Returned Mail |
$5.00 |
| Foreign Currency |
Cost of Handling Fee |
| Safe Deposit Box Drilling |
Cost of Drilling |
| Safe Deposit Key Replacement |
$25.00 |
| Safe Deposit Box Rental (per year) |
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| 5 x 5 |
$17.00 |
| 3 x 10 |
$25.00 |
| 5 x 10 |
$30.00 |
| 10 x 10 |
$45.00 |
*FEES WITH AN ASTERISK ARE SUBJECT TO IOWA STATE SALES TAX
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