Central State Bank

Auto Loans Agriculture Loans Home Equity Loans Mortgage Loan Leasing Services Commercial Loans
Auto Loans A secured loan to purchase an automobile Variety of rates and terms Tailored loans to fit your needs, with a term and monthly payment that fits your budget Local approval and service	Apply Calculators NADA Book Value
Agriculture Loans We offer all types of Ag loan products including: Operating loans Livestock purchases Machinery/Equipment terms Ag Real Estate	Calculators
Home Equity Loan A loan secured by your home or residence. Competitive interest rates Fixed interest rate Repayment flexibility Potential for tax-deductible interest (consult your tax advisor)	Apply Calculators
Mortgage Loans A loan that enables prospective homeowners to purchase or refinance their primary or secondary residence or investment property. Variety of terms Pre-Approval	Calculators
Leasing Services Leasing may be a cost-efficient financing source for your business. Advantages may include: Tax advantages as an operating expense 100 percent equipment financing Operating budget is protected from fluctuations in variable interest rates Conserve cash Free up working capital Equipment costs can be allocated to projects or profit centers Benefits of ownership without initial cash outlays, debt restrictions, or asset-management responsibilities Hedge against inflation and equipment obsolescence Eliminate complex, time-consuming depreciation accounting problems
Commercial Loans We make our own lending decisions and service our own loans, so you get quicker responses. Local decisions Quick turnaround Variety of terms When you talk with a commercial banker, you are speaking with someone integrally involved in the decisions impacting your business, not someone who phones a decision-maker miles away Experienced and established professionals Flexibility to adjust to dynamic client needs We offer the following loan products: Operational Lines of Credit Real Estate Financing Equipment Financing Term Loans Agricultural Related Financing Letters of Credit S.B.A. Loan Assistance Contact a Central State Bank Business Banking professional for more information or for assistance in determining which of our loan products can best meet your needs.