Auto Loans
A secured loan to purchase an automobile
  • Variety of rates and terms
  • Tailored loans to fit your needs, with a term and monthly payment that fits your budget
  • Local approval and service
Apply
Calculators
NADA Book Value
Agriculture Loans
We offer all types of Ag loan products including:
  • Operating loans
  • Livestock purchases
  • Machinery/Equipment terms
  • Ag Real Estate
Calculators

Home Equity Loan
A loan secured by your home or residence.

  • Competitive interest rates
  • Fixed interest rate
  • Repayment flexibility
  • Potential for tax-deductible interest (consult your tax advisor)
Apply
Calculators

Mortgage Loans
A loan that enables prospective homeowners to purchase or
refinance their primary or secondary residence or investment
property.

  • Variety of terms
  • Pre-Approval
Calculators

Commercial Loans
We make our own lending decisions and service our own loans, so you get quicker responses.

  • Local decisions
  • Quick turnaround
  • Variety of terms
  • When you talk with a commercial banker, you are speaking with someone integrally involved in the decisions impacting your business, not someone who phones a decision-maker miles away
  • Experienced and established professionals
  • Flexibility to adjust to dynamic client needs

We offer the following loan products:

  • Operational Lines of Credit
  • Real Estate Financing
  • Equipment Financing
  • Term Loans
  • Agricultural Related Financing
  • Letters of Credit
  • S.B.A. Loan Assistance

Contact a Central State Bank Business Banking professional for more information or for assistance in determining which of our loan products can best meet your needs.


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