| Rev. December 2010 | |
| FACTS | WHAT DOES CENTRAL STATE BANK DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CENTRAL STATE BANK chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does CENTRAL STATE BANK share? | Can you limit this sharing? |
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes- to offer our products and services to you |
No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes- information about your transactions and experiences |
No | We don't share |
| For our affiliates' everyday business purposes- information about your creditworthiness |
No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| Questions? | Call 641-483-2505 or go to www.centralstatebankia.com |
| What we do | |
| How does CENTRAL STATE BANK protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does CENTRAL STATE BANK collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Online Privacy Information
Visiting our Web Site…..
We collect and store information about your visit to our web site, such
as
- How many people visit our site
- How many people return to our site
- Which page(s) people visit on our site
- What time(s) people visit our site
These general statistics are used to monitor our site so we can determine which parts of our web site are most useful. With this information, we can continue to improve the site to most effectively serve the needs of our existing and prospective clients. This site does not use cookies.
Contacting us via E-mail...
Our Web site does not require you to disclose any personally identifying
information. If, however, you choose to contact us via e-mail, please
keep in mind that your e-mail address and other information your e-mail
shows about you, such as your name or organization, will be revealed
to us via e-mail, we will use your e-mail information only for the
specific purpose of responding to your comments or questions. Your
e-mail address will not be sold, or shared with organizations outside
of the bank, unless we are compelled to do so by law or court order.
Internet Accounts...
When you apply over the Internet for a Central State Bank account, we
collect personal information in order to process your application.
We may retain this information so that we can provide the products
and services you request. This information will not be sold, or shared
with organizations outside of the bank. Sometimes, however, it is
necessary to share personal information with business partners to
provide the product or service you have requested. For example, if
you request a credit card, we provide only the necessary information
to the appropriate partner so that this service can be fulfilled.
This partner adheres to using information only as directed by Central
State Bank.
Employee Access...
Our employees are aware of the importance of client confidentiality
and privacy. All business with our clients is treated as strictly
confidential. Your information is available to only those employees
who have a legitimate business need and authorization to access the
data. We take appropriate disciplinary measures to enforce employee
privacy responsibilities.
Contact, Promotions, Giveaways...
From time to time we may solicit information from you to our guestbook,
or in connection with a giveaway or drawing. The disclosure of information
is entirely voluntary on your part and, if you choose to give it,
the personally identifying data will be used primarily to enable us
to contact you with additional information about our bank and its
products and services.
Questions and/or Concerns?
In order for Central State Bank to provide you with the maximum benefits
and service, we request that you keep your information as up-to-date
as possible. If you ever have questions or concerns regarding the
accuracy of your personal information at Central State Bank, please
contact us at 641-483-2505 or you may write us at 109 West Main,
State Center Iowa, 50247. We will investigate your concerns and
make any
changes as needed.
We reserve the right to change this policy at any
time by posting a new privacy policy.
