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Central State Bank
109 West Main Street
PO Box 548
State Center, IA   50247
Phone:  641-483-2505
Fax:  641-483-2851




Monday – Thursday:  8:30 a.m. – 4:00 p.m.
Friday:  8:30 a.m. – 6:00 p.m.

Transactions taken after 3:00 p.m. will be posted on next day’s business

Central State Bank offers 24 hour banking. 
Telephone Banking:  641-483-5064 or 1-888-638-6688 if outside the State Center local calling area.


ATM Locations

We have a full service ATM, accepting deposits as well as making withdrawals, located in our bank's front vestibule and our loan production office, at 2709 Northridge Parkway Ames, IA.  We also have an ATM for account withdrawals at Hometown Foods, located at 120 East Main Street in State Center.  Hometown Foods is open seven days a week from 8:00 a.m. to 8:00 p.m.

Central State Bank is proud to be a member of the Privileged Status program.  Our cardholder can enjoy surcharge free withdrawals at thousands of locations throughout Iowa and the Midwest.  A Privileged Status ATM locator can be found at Shazam.Net’s ATM locator page.