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Local Business Credit Card Options
Central State Bank offers business credit cards designed to support daily operations, simplify expense management, and strengthen local banking relationships. As a trusted local bank in Iowa, Central State Bank provides more than business loans and business checking accounts. Our goal is to help business owners manage finances efficiently by keeping banking services in one reliable place.
Managing fewer financial accounts helps reduce complexity and saves valuable time. That is why our professional bankers have made obtaining a business credit card through Central State Bank straightforward and personalized. Several business credit card options are available, each offering practical features that can be tailored to fit specific business needs.
Flexible Credit Card Options for Businesses
Business owners can choose from popular credit card options, including low-rate cards, cash back cards, and flexible rewards cards. Each option supports different spending habits and financial goals, allowing businesses to select a card that aligns with operational priorities.
No matter which card is selected, every Central State Bank business credit card includes essential features designed for convenience, security, and control.
Business Credit Card Features
Central State Bank business credit cards provide tools that help businesses stay organized and protected:
- Free online expense reporting tools that help track spending
- Additional employee cards are available without added fees
- Mobile payment capability for efficient purchasing
- Zero fraud liability protection for unauthorized transactions
- Cardmember service is available twenty-four hours a day, three hundred sixty-five days per year
These features allow business owners to monitor expenses while maintaining strong safeguards against unauthorized activity.
Card Issuer and Security Information
Business credit cards are issued by Elan Financial Services. Visa cards operate under a license granted by Visa U.S.A. Inc. Mastercard cards operate under a license granted by Mastercard International Incorporated. Mastercard and its design elements remain registered trademarks of Mastercard International Incorporated.
Elan Financial Services provides zero fraud liability coverage for unauthorized transactions. Cardholders must notify Elan Financial Services promptly if unauthorized use occurs. Certain conditions and limitations may apply.
Banking That Supports Business Growth
Central State Bank focuses on making business banking simple while keeping funds local. Business credit cards help manage cash flow, separate business and personal expenses, and maintain accurate financial records. Working with a local bank also provides access to knowledgeable bankers who understand local business needs and offer clear guidance throughout the process.
Apply for a Business Credit Card Today
Central State Bank is ready to help your business find the right credit card solution. Contact our team or visit one of our central Iowa bank locations to speak with a business banker and begin the application process today.