Commercial Loans

Central State Bank provides local lending decisions with a quick turnaround.  When you talk with our commercial bankers, you are speaking with someone directly involved in the decisions impacting your business, not someone who phones a decision maker miles away.  We want to understand the unique aspects of your business to form a strong relationship and build the right solution for your needs.


Revolving Lines of Credit

If you need to purchase inventory, manage cash flow needs, or take advantage of other options that come your way, a revolving line of credit can give your company flexible, convenient access to cash for your business needs.  Rest assured that you can meet your short term business needs with the business line of credit that is right for you.


Term Loans

If you need to finance an expansion, add inventory, or invest in new equipment, a term loan from Central State Bank can offer you the capital you need to keep your business on track for success.


SBA Loans

Small Business Administration loans are designed for recently established businesses or rapidly growing companies.  Central State Bank can help you select the right type of SBA loan for your business.  Utilize an SBA Loan for:

  • Working capital
  • Equipment
  • Commercial real estate
  • Purchasing a business or franchise


Give us a call and see what Central State Bank can do for you!