Commercial Loans

Central State Bank is committed to offering comprehensive banking services to help the businesses in our communities thrive. In addition to our various services such as business money market accounts, commercial checking accounts, and merchant card services, we offer a variety of commercial lending options to help you grow your business.

Quality Service You’ll Only Get From Your Local Bank

When you choose to apply for a commercial loan through Central State Bank, you’ll be speaking with commercial bankers that live and work in your local area. To provide you with the best local lending options available, our loan advisors will work closely with you to learn about the unique needs of your business and your long and short-term goals. When you apply for a business loan at any of our central Iowa bank branches, you will get the quick processing of your application that you deserve.

A Variety Of Lending Options

Revolving Lines Of Credit

Getting a business line of credit is a great alternative to using your business credit card. A revolving line of credit will allow your business to have flexible access to the operating capital it needs to purchase inventory, manage cash needs, and take advantage of quick opportunities that come your way.

Term Loans

Central State Bank offers a variety of long and short-term loans to finance a business expansion, purchase new equipment, or add new inventory. When you work with Central State Bank, our commercial lending bankers will work hard to provide you with the best commercial loan rates and terms available today.

SBA Loans

Central State Bank understands that opening a new business or expanding an existing business in a high-growth area is a large undertaking. We’re proud to offer Small Business Administration loans designed to fit these unique business scenarios. Central State Bank’s courteous business bankers will work closely with you to select the right small business loan you need to fill your company’s unique needs and circumstances. You can choose to utilize SBA loans for:
  • Acquiring working capital
  • Acquiring new equipment
  • Buying commercial real estate
  • Purchasing a business or franchise

Central State Bank Is Ready To Help Your Business Grow

As a local bank invested in the success of our communities, Central State Bank works hard to provide the best loans for businesses. We are ready to help you with the professional, quick, and courteous lending services that you deserve. Contact a Central State Bank lending professional today, or stop by one of our locations to learn which commercial lending service is right for your business.

Get The Financing You Need With One Of Our Commercial Loan Programs