Individual Retirement Accounts (IRAs)

Retirement is a goal on everyone’s list and the sooner you start, the more prepared you will be to fully enjoy retirement.  Central State Bank offers ROTH, SEP and Traditional plans that will help you prepare for the future.  If you have questions, please stop in or give us a call, one of our Universal or Personal Bankers would be happy to assist you with your decision. 


  • IRAs available as Roth, SEP and Traditional
  • No annual maintenance fee
  • Flexible terms
  • Tax advantages (consult your tax advisor)
  • Fixed-interest rate accounts
  • Accounts automatically renew at a rate in effect at the time of maturity
  • Penalties may be assessed for early withdrawals
  • Online & Mobile Banking
  • 24 hour telephone banking