Central State Bank has a broad array of home mortgage lending solutions to help more people buy a home. In addition to appealing home financing options, our lending staff provides an unmatched level of service because they live and work in the local community. We invite you to experience the Central State Bank difference and explore your home mortgage options with us.
Home Loans Designed To Benefit You
Along with conventional mortgages, Central State Bank offers specialized financing options that can help you buy with less money down, lower mortgage payments, or access lower mortgage rates. Some of our specialized loan products include:
- Veterans Affairs (VA) home loans
- United States Department of Agriculture (USDA) home loans
- First-time homebuyers loans
- Federal Housing Administration (FHA) loans
Refinance A Mortgage With Us
If you have an unfavorable mortgage on your existing home, our lending professionals can provide mortgage refinance options to help you get a better home loan. Whether you need to transition from an adjustable-rate mortgage to a fixed-rate mortgage or you are seeking better loan terms to help lower your monthly payments, we can help make owning your home easier.
Work With A Local Iowa Bank That Understands You
Whether you are in the market for a traditional 30-year fixed-rate mortgage, refinancing to get a lower interest rate, or hoping to qualify for an advantageous program (such as VA loans or USDA loans), we can help you! Come to one of our central Iowa bank locations to explore all of your options with one of our home mortgage professionals. They can help you find the right loan with the terms and mortgage interest rate that work best for you.
For those interested in acquiring commercial property, the lending professionals at Central State Bank have you covered with our wide selection of commercial loans and agriculture loans.