Central State Bank makes it easy to open a personal checking account. We offer multiple checking account options to help you achieve your financial goals, all of which include a variety of checking account features and financial services. You can easily transfer money from your checking account to your savings account with online banking and mobile banking, and receive paperless statements with free e-statements.
Start earning interest and working towards your financial goals with Central State Bank. Learn more about our checking account options below:
- Online and mobile banking
- Debit card with fraud protection
- 24-hour telephone banking
- Free e-Statements
- No maintenance fees
- No minimum balance is required after opening your account
- Free ATM withdrawals at any Central State Bank ATM location
- Unlimited check writing, ATM withdrawals, and account debits
- Statements with check images
- Online and mobile banking
- Debit card with fraud protection
- 24-hour telephone banking
- Free e-Statements
- Interest-bearing checking account
- Statements with check images
- Online and mobile banking
- Debit card with fraud protection
- 24-hour telephone banking
- Free e-Statements
- High annual percentage yield on balances up to $100,000
- Unlimited check writing, ATM withdrawals, and account debits
- Statements with check images
All of our checking account types include benefits such as debit cards, check-writing convenience, secure wire transfers, and so much more. Central State Bank is your local Iowa bank that makes it easy to access your funds, manage your accounts, and build your savings.
We strive to offer the best checking account interest rates, savings account interest rates, and overall banking services. View all our account interest rates and additional information on our rates page. We also offer feature-rich business checking accounts. Learn more about commercial checking accounts.