Personal Checking Accounts

Central State Bank makes it easy to open a personal checking account. We offer multiple checking account options to help you achieve your financial goals, all of which include a variety of checking account features and financial services. You can easily transfer money from your checking account to your savings account with online banking and mobile banking, and receive paperless statements with free e-statements.

Start earning interest and working towards your financial goals with Central State Bank. Learn more about our checking account options below:

Our free checking account includes a variety of benefits, such as:
Our NOW Account is a great option if you’re looking for a high-interest checking account with plenty of beneficial features, such as:
Our NOW Elite Account is a high-interest checking account specifically designed for people who carry large checking account balances. This top-tier checking account option provides you with premium benefits while earning you money. These benefits include:

All of our checking account types include benefits such as debit cards, check-writing convenience, secure wire transfers, and so much more. Central State Bank is your local Iowa bank that makes it easy to access your funds, manage your accounts, and build your savings.

We strive to offer the best checking account interest rates, savings account interest rates, and overall banking services. View all our account interest rates and additional information on our rates page. We also offer feature-rich business checking accounts. Learn more about commercial checking accounts.
Not sure what the best checking account option is for you or have questions about our checking accounts? Contact a Central State Bank location near you. Looking for a Central State Bank ATM? Use our ATM locator to find a full-service depository ATM.

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