Deposit Rates Effective as of September 23, 2024
Certificates of Deposit Terms |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit Amount |
Minimum Daily Balance to Obtain Annual Percentage Yield |
6 Month |
4.00 |
4.06 |
$1,500.00 |
$0.01 |
12 Months |
4.30 |
4.36 |
$1,500.00 |
$0.01 |
18 Months |
4.20
|
4.26 |
$1,500.00 |
$0.01 |
24 Months |
4.15
|
4.20
|
$1,500.00 |
$0.01 |
36 Months |
4.00 |
4.05 |
$1,500.00 |
$0.01 |
48 Months |
3.90 |
3.95 |
$1,500.00 |
$0.01 |
60 Months |
3.80 |
3.85 |
$1,500.00 |
$0.01 |
6 Months Special |
4.40 |
4.47 |
$1,500.00 |
$0.01 |
These rates are subject to change at any time. Early withdrawal penalty fees may apply on Certificates of Deposits 6 to 60 months
Savings and NOW Accounts |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit Amount |
Minimum Daily Balance to Obtain Annual Percentage Yield |
Regular Savings |
0.15 |
0.15 |
$50.00 |
$0.01 |
NOW Checking Account |
0.10 |
0.10 |
$750.00 |
$0.01 |
NOW Elite Checking |
2.50 |
2.50 |
$1,000.00 |
$100,000.00 or below |
NOW Elite Checking |
0.00 |
0.00 |
$1,000.00 |
$100,00.01 & Up |
NOW Elite- An interest rate of 0% will be paid only for the portion of daily balance that is greater than $100,000.00.
These rates are subject to change at any time. See account disclosures for details. Fees could reduce earnings on Savings and NOW Accounts.
Money Market Accounts |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit Amount |
Minimum Daily Balance to Obtain Annual Percentage Yield |
CSB Money Market |
1.50
|
1.50
|
$5,000,00 |
$25,000.00 or below |
CSB Money Market |
1.60
|
1.60
|
$5,000,00 |
$25,000.01 to $100,000.00 |
CSB Money Market |
1.65
|
1.65
|
$5,000,00 |
$100,000.01 to $250,000.00 |
CSB Money Market |
1.75
|
1.75
|
$5,000,00 |
$250,000.01 & Up |
CSB Money Market |
3.75 |
3.75 |
$5,000.00 |
$500,000.01 & Up |
Senior Money Market |
1.50
|
1.50
|
$1,000,00 |
$0.01 |
These rates are subject to change at any time. See account disclosures for details. Fees could reduce earnings on Money Market accounts.