Deposit Rates Effective as of April 14, 2025
| Certificates of Deposit Terms |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit Amount |
Minimum Daily Balance to Obtain Annual Percentage Yield |
| 6 Month |
3.70 |
3.73 |
$1,500.00 |
$0.01 |
| 12 Months |
3.65 |
3.68 |
$1,500.00 |
$0.01 |
| 18 Months |
3.60 |
3.63 |
$1,500.00 |
$0.01 |
| 24 Months |
3.50 |
3.53 |
$1,500.00 |
$0.01 |
| 36 Months |
3.40 |
3.43 |
$1,500.00 |
$0.01 |
| 48 Months |
3.30 |
3.33 |
$1,500.00 |
$0.01 |
| 60 Months |
3.20 |
3.23 |
$1,500.00 |
$0.01 |
| 6 Months Special |
3.80 |
3.84 |
$1,500.00 |
$0.01 |
| 9 Months Special |
3.80 |
3.84 |
$1,500.00 |
$0.01 |
These rates are subject to change at any time. Early withdrawal penalty fees may apply on Certificates of Deposits 6 to 60 months
| Savings and NOW Accounts |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit Amount |
Minimum Daily Balance to Obtain Annual Percentage Yield |
| Regular Savings |
0.15 |
0.15 |
$50.00 |
$0.01 |
| NOW Checking Account |
0.10 |
0.10 |
$750.00 |
$0.01 |
| NOW Elite Checking |
2.50 |
2.50 |
$1,000.00 |
$100,000.00 or below |
| NOW Elite Checking |
0.00 |
0.00 |
$1,000.00 |
$100,00.01 & Up |
NOW Elite- An interest rate of 0% will be paid only for the portion of daily balance that is greater than $100,000.00.
These rates are subject to change at any time. See account disclosures for details. Fees could reduce earnings on Savings and NOW Accounts.
| Money Market Accounts |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit Amount |
Minimum Daily Balance to Obtain Annual Percentage Yield |
| CSB Money Market |
1.40
|
1.40
|
$5,000,00 |
$25,000.00 or below |
| CSB Money Market |
1.50
|
1.50
|
$5,000,00 |
$25,000.01 to $100,000.00 |
| CSB Money Market |
1.55
|
1.55
|
$5,000,00 |
$100,000.01 to $250,000.00 |
| CSB Money Market |
1.65
|
1.65
|
$5,000,00 |
$250,000.01 & Up |
| CSB Money Market |
3.50 |
3.50 |
$5,000.00 |
$500,000.01 & Up |
| Senior Money Market |
1.50
|
1.50
|
$1,000,00 |
$0.01 |
These rates are subject to change at any time. See account disclosures for details. Fees could reduce earnings on Money Market accounts.
