Woman using laptop in home office.

Credit Report/Score

A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of that person, which is  the likelihood that people will pay their bills.  A credit score is primarily based on credit report information typically sourced from credit bureaus.  Typically there are 3 major credit bureaus:  ExperianTransUnion, and Equifax.  You should check your credit reports once a year and are entitled to one free credit report annually.  www.Freecreditreport.com is a website you can use to order all three credit reports.